For some, it’s hard to wrap your head around the possibility of flooding in Scottsdale, AZ. How could it possibly flood in the desert? Trust us, it can happen and at a moment’s notice, it does happen. Were you aware that your existing homeowner’s insurance policy does not protect your home from flood damage?
When natural disasters ravage all areas of the country, from levee failures in New Orleans, storm surge in New York and New Jersey to rivers topping their banks in the Midwest, homeowners often find out too late their home is uninsured against rising water. In some instances, homes are a total loss with no relief available from the homeowner’s insurance they’ve been paying for, often for many years.
If you want to insure your home against any possible event, having flood coverage in place is an absolute must. Flood insurance for the entire country is managed by FEMA through The National Flood Insurance Program. Premiums are set by FEMA and are quite reasonable with coverage that protects your home should it become damaged by flooding waters. Flood policies also have coverage for contents to protect interior items such as furniture, flooring, drapes and cabinets.
Our Scottsdale Insurance Agents can advise you on the appropriate amount of Flood Insurance coverage available for your high end home. Do not think that because you live in the desert that your home is immune to a potential flash flood. Homes in nearby Maricopa were damaged from flood waters in August as a result of torrential downpours that plagued Arizona for days.
Contact us today to discuss adding a flood policy to your existing coverage. Being prepared for any possibility, including floods in the desert, will give you the peace of mind that you’ll be covered.