Flood Insurance in Scottsdale AZ
For some, it’s hard to wrap your head around the possibility of flooding in Scottsdale, AZ. How could it possibly flood in the desert? Trust us, it can happen and at a moment’s notice, it does happen. Were you aware that your existing homeowner’s insurance policy does not protect your home from flood damage? When natural disasters ravage all areas of the country, from levee failures in New Orleans, storm surge in New York and New Jersey to rivers topping their banks in the Midwest, homeowners often find out too late their home is uninsured against rising water. In some...
Read MoreCars for Teenagers that May Help Lower Your Auto Insurance
You’re probably already aware that having a teenage driver on your Scottsdale auto insurance policy can increase your insurance rates. However, in 2011 CBS MoneyWatch consulted with Consumer Reports automotive editor Mike Quincy and found out about six cars that he considers “safe, efficient, and inexpensive.” Here are the six he recommended for a new driver. Honda Fit. According to the article, this is Honda’s “budget-mobile” and it is a “favorite among automotive writers.” Even Jeff Sabatini at the Wall Street Journal called it his favorite car for...
Read MoreWhat it Means to Add Teens to Your Scottsdale Car Insurance Policy
As unfortunate as it is, the greatest risk for traffic crashes is among teenage drivers. In fact, according to statistics: Traffic crashes are the leading cause of death for teenagers across the United States. Per mile drove, teen drivers ages 16 to 19 are four times more likely than older drivers to crash. Crash risk is particularly high during the first year that teenagers are eligible to drive. Teens are more likely than older drivers to speed and allow shorter distance between their car and the car ahead of them. That is why when you want to add your teenage children to...
Read MoreHigh-Risk Drivers in Scottsdale Find Quality Auto Insurance
Whether you live in New York City or Scottsdale, AZ, most states mandate that you carry auto insurance with minimum liability coverage. But, what if you have a bad driving record? Can you afford to have auto insurance? Better yet – can you afford not to have auto insurance? Are You a High-Risk Driver? Most people think of high-risk drivers as those with multiple tickets and/or accidents. However, it’s more than that. Here are some factors that may qualify you as a high-risk driver: You have been driving for less than a year (regardless of age) You are between the ages of 16 and 24 You...
Read MoreKeeping Your Scottsdale Car Insurance Costs Under Control
When it comes to car insurance, Lindsay Lohan just might be an underwriter’s nightmare. Her long history of driving disasters stretches back several years. Along with two DUIs in 2007 and one in November 2011, this year alone Lohan offenses include: In March, Lohan reportedly attempted to maneuver a Porsche in a crowd in Hollywood and hit the manager of a nightclub. In June, Lohan totaled her Porsche when she crashed into a dump truck on Pacific Coast Highway in Malibu. In September, several news outlets reported Lindsay Lohan was arrested in New York City for leaving the scene of an...
Read MoreKnow the Discounts Your Scottsdale Auto Insurance Carrier Offers
When most people buy auto insurance, they choose all or most of the top six types of coverage. These include the state mandatory bodily injury and property damage liability, plus one or more of the following: Personal injury liability in case you’re injured and can’t work Collision coverage for damage you cause to your own car Comprehensive coverage for damage not caused by a collision Uninsured or under-insured motorist coverage in case the other drive has insufficient or no auto insurance However, along with these standard types of auto insurance coverage, many insurance companies...
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