Cars for Teenagers that May Help Lower Your Auto Insurance

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Insurance for TeenagersYou’re probably already aware that having a teenage driver on your Scottsdale auto insurance policy can increase your insurance rates. However, in 2011 CBS MoneyWatch consulted with Consumer Reports automotive editor Mike Quincy and found out about six cars that he considers “safe, efficient, and inexpensive.” Here are the six he recommended for a new driver.

Honda Fit. According to the article, this is Honda’s “budget-mobile” and it is a “favorite among automotive writers.” Even Jeff Sabatini at the Wall Street Journal called it his favorite car for “best-all-around transportation.” 

Hyundai Elantra GLS. Just a bit bigger in size and price than the Fit, it has many new safety features, such as six airbags and side-impact beams, and doesn’t pinch your pocketbook when it comes to gas. Plus they’ve improved on the coolness factor when it comes to looks.

Kia Forte EX. Highly regarded because of its value, this car is considered fun to drive. One of the biggest complains – likely from teenagers, not their parents – is that it is a bit slow on acceleration. 

Honda Accord. The recommendation is to choose a used Accord because a used car is the most reliable way to lower the cost of owning a car. Not only can you pick up 2006 for about $10,000, but these cars are also known for their reliability records.

Chevy Malibu. According to KBB.com (Kelly Blue Book), you can pick up a late model for less than $15,000. With above-average reliability, many find the Chevy Malibu to be comfortable and spacious. Also if you live in Mesa Arizona, head over to our sister company and see what options are available for your Mesa AZ auto insurance.

Toyota Camry. Camry’s have a history of reliability and value. If you get one used, you save on auto insurance costs. Though they recommend 2007 or newer because that was the year Toyota introduced the electronic stability control as an option.

In February 2012, Consumer Reports posted this list, which is a bit more extensive. Moreover, they offered these tips:

  • Newer models generally offer more safety features and provide better crash protection
  • Buy the newest, most reliable model with the most safety equipment you can afford
  • Make sure the car has antilock brakes
  • Other desirable safety features include multistage advanced front airbags, side and head-protection curtain airbags, and electronic stability control

In addition, they made these recommendations:

Another benefit can be gained by an advanced driving training course. Such courses are offered by various advanced driving schools at closed tracks throughout the country and teach car control and proper driving. 

Tremendous advances in crash protection have been made in the past 10 years. Check the Insurance Institute for Highway Safety and the National Highway Traffic Safety Administration websites to see crash results for models you are considering. Both sites post results that go back to the 1990s. 

The safety of your young driver is not only important to you, but it’s also important to us. If you’re in need of Scottsdale insurance agent or have questions about your current policy, let us know. We’re here to help. If you or a loved one has been in a car accident involving a teen driver we recommend that you contact Hogle Injury Law – Mesa about your claim.