Keeping Your Scottsdale Car Insurance Costs Under Control
When it comes to car insurance, Lindsay Lohan just might be an underwriter’s nightmare. Her long history of driving disasters stretches back several years. Along with two DUIs in 2007 and one in November 2011, this year alone Lohan offenses include: In March, Lohan reportedly attempted to maneuver a Porsche in a crowd in Hollywood and hit the manager of a nightclub. In June, Lohan totaled her Porsche when she crashed into a dump truck on Pacific Coast Highway in Malibu. In September, several news outlets reported Lindsay Lohan was arrested in New York City for leaving the scene of an...
Read MoreDoes Your Scottsdale Homeowner’s Insurance Protect You Against Property Crimes?
With Halloween just around the corner, mischief is afoot. The National Crime Prevention Council offers these tips to ensure for a safe visit from trick-or-treaters: Clear your yard of obstacles that are difficult to see at night, such as decorations Keep your house well lit Ask your Neighborhood Watch to patrol your neighborhood Report any suspicious activity to the police Even after Halloween has come and gone, property crimes may occur. Make sure your Scottsdale homeowners insurance has you covered. Arizona Property Crimes When we talk about property crimes, we mean burglary, theft,...
Read MoreScottsdale Homeowners Insurance: Don’t Let Desert Weather Destroy the Exterior of Your Home
Living in the Arizona desert of Scottsdale means homeowners get plenty of sunshine along with some difficult weather conditions such as stifling heat, dust storms, and monsoons. If you want keep your home in good condition, you’ll need to take the steps necessary to protect against the most common types of desert home distress. Take Steps to Prevent Water Damage Well known for its monsoon season, living in Arizona means you need to learn to protect your home and property from heavy rains and windy weather. You’ll want to specifically check: Driveways. Rainwater may cause your foundation...
Read MoreKnow the Discounts Your Scottsdale Auto Insurance Carrier Offers
When most people buy auto insurance, they choose all or most of the top six types of coverage. These include the state mandatory bodily injury and property damage liability, plus one or more of the following: Personal injury liability in case you’re injured and can’t work Collision coverage for damage you cause to your own car Comprehensive coverage for damage not caused by a collision Uninsured or under-insured motorist coverage in case the other drive has insufficient or no auto insurance However, along with these standard types of auto insurance coverage, many insurance companies...
Read MoreAre Minimum Requirements for Auto Insurance in Scottsdale, AZ Enough?
While every state requires auto insurance, they don’t all require the same level of financial responsibility. In the state of Arizona, auto liability insurance requirements include autos, motorcycles, mopeds, and golf carts. The minimum levels of auto insurance you must carry include: $15,000 bodily injury liability for one person $30,000 bodily injury liability for two or more persons $10,000 property damage liability Bodily liability and property damage pay for any damage that you may cause to another person or property, such as street signs and fences. While there are several other...
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